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The Oaksmore Innovative Finance ISA

Oaksmore's Innovative Finance ISA ('IF ISA') is an Individual Savings Account that permits you to invest in qualifying loans that are facilitated through an electronic platform. Income and capital returned to you is not subject to tax.

You can only invest in one IF ISA in any one tax year. You can subscribe in cash for a new ISA with Oaksmore or you can transfer an existing ISA (cash, stocks and shares or IF ISAs), to us.

The current annual ISA allowance is £20,000.

Asset secured bonds in your Innovative Finance ISA

Earn tax free annual interest on your ISA qualifying investment:
5% per annum on the 2 year ISA and 7.5% per annum on the 5 year ISA.

Bonds secured by real
property assets.

No fees, forever.

You can transfer your cash, stock and shares or Innovative Finance ISA.

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Capital at risk

Please read the key risks before investing. The Financial Services Compensation Scheme does not cover investment performance.

There is no recognised market for selling Oaksmore ISA loan notes. ISA rules apply and rely on individual circumstances. ISA rules may change in the future.